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Financial literacy rules – education, slots and savings

Financial literacy is a skill that is essential for the successful management of money. In addition to money management, the skill of financial literacy requires understanding the laws and rules that govern investments. This article will cover these rules in detail. These rules should be followed carefully, especially in a college environment. Listed below are some rules that every college student should be familiar with. These rules are also important for adults as well. By following them, you will be on your way to achieving financial security.

The most basic financial literacy rules revolve around earning, spending and saving. Oftentimes, people overlook these rules. To begin with, you need to know your monthly income and expenses. In addition, you should note any deductions. The goal is to spend less than you earn. When you understand your financial situation and how much you can afford, you can start saving and investing. Then, you can start making a budget. You can even use spreadsheets or apps to help you do this.

Always plan a budget and stick to your plan. Why do you need to plan? Planning and accounting for income and expenses not only helps to turn dreams into financial goals, but also to realize them. Firstly, a personal financial plan helps protect against major financial risks, and secondly, it helps to improve your personal credit rating, which is important, because sometimes we cannot do without loans.

Regularly look for investment opportunities

For example, the purchase of cryptocurrencies, bank deposits, the highest payout Bitcoin slots, if you are well versed in this area. But when dealing with high-risk investments, you should not spend all your money. Set aside a portion of your budget that you can afford to lose. So you can diversify potential risks and consistently earn income.

How to play online slots

  • The user registers on the online casino site (authorization through any social network is often enough).
  • Selects slot machines for money.
  • Places bets.
  • Receives the winnings to the account and withdraws it to the card, electronic or cryptocurrency wallet.

The most profitable online slots for users

Slot Features
Book of Ra Deluxe
  • carefully designed interface;
  • high percentage of returns;
  • recognizable characters;
  • bonuses;
  • a large number of winning combinations in 9 lines;
  • progressive winning percentage.
Lucky Lady’s Charm
  • full demo version with unlimited functionality;● six reels;
  • risk game and bonus spins when certain symbols appear;
  • 10 pay lines.
StarBurst
  • the opportunity to win a big prize even at the minimum bet;
  • 10 pay lines;
  • taking into account combinations in several directions at once, which increases the chance of a player to receive a prize;
  • bonus game with big winnings;
  • Intuitive control panel.
Dragon Dungeon
  • detailed design and high-quality graphics;
  • original presentation of the classic game;
  • intuitive controls;
  • bonus levels and thoughtful prize system.
Sizzling Hot
  • high percentage of return at the level of 95%;
  • you can profit from squatters, regardless of the payline;
  • the slot is accessible from a smartphone or tablet without loss of quality;
  • Bright modern graphics based on your favorite traditional one-armed bandits.

Save your money

Set aside the saved money, if possible using different financial instruments. Do not use only one instrument to accumulate money, diversify risks

Think about retirement savings

Plan your long-term goals now. One of the most reliable tools traditionally remains exactly pension savings. It is enough to save small amounts of money now to become completely financially independent financially independent in the future

Best financial literacy books

Book Author Price
Best Overall: Why Didn’t They Teach Me This in School? Cary Siegel $15
Best Memoir: Rich Dad Poor Dad Robert Kiyosaki $8
Best for Debt Management: The Total Money Makeover Dave Ramsey $12
Best for Building Wealth: The Automatic Millionaire David Bach $11
Best for Building Wealth: The Automatic Millionaire Erin Lowry $11

 

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